Life, Disability, and Worksite

Life, Disability, and Worksite products often times do not get the due diligence required to make good purchasing decisions. Some employers don't realize the opportunity to provide real value to their employees with these benefits for little or no cost to the bottom line. Other employers use price as the determinant factor when value is a much better measurement. Health Benefits US is one of the few firms with expertise in these products.  

 

Group Life insurance rates continue to decrease.  In addition to price, it is important to work with a broker and carriers that will provide a higher level of service around billing, claim payment and premium waiver related to disability.

 

Supplemental life can provide employees with additional life insurance protection at affordable rates or we can provide a permanent policy of up to $350,000 without any medical exams.

Worksite Benefits can often be a great addition to the employees without costing the employer anything.  However there is no one size that fits all.  Allow us to tailor a program from one of the many carriers such as Aflac, Colonial Life, Humana, American General, or Allstate to name some of the more popular choices.  An alternative would be to provide a more permanent, portable solution to each one of the individuals through their Zane HRA account.

Please contact us to see how we can help you.